Digital Payments Resources

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© © Copyright 2018 GSM Association
Industry Report

2017 State of the Industry Report on Mobile Money

The mobile money industry is now processing a billion dollars a day and generating direct revenues of over $2.4 billion. With 690 million registered accounts worldwide, mobile money has evol…
© © Bill & Melinda Gates Foundation
Industry Report

Mobile money

This review provides an overview of the operations and impacts of mobile money in the developing world and discussing what the future of mobile money in developing economies may look like.
© © Better Than Cash Alliance
Industry Report

Law and Regulation of Mobile Payment Systems: Issues arising 'post'financial inclusion in Kenya

This study analysis the emerging legal and regulatory issues that mobile payments introduced in Kenya.

© © Better Than Cash Alliance
Industry Report

Growth of mobile financial services key learnings from literature, industry analysis and cases

This paper includes an extensive literature review on Mobile financial Services (MFS)and provides an overview of existing MFS landscape.

Industry Report

Financial Inclusion, Digital Payments and Their Impact on Income and Tax Revenue Around the World

Using various global datasets, this study quantifies the effect of financial inclusion and digital payments on income and individual government tax revenues to be an additional $4.1 trillion in the world economy.
© © MorganStanley.com
Industry Report

India’s digital future

India was already on a path to growth, but the country’s drive toward digitization may put it on track to be the world’s fastest growing economy over the next decade. Buoyed by demographics,…
© © Roger Yebuah
Alliance Report

Country Diagnostic: Ghana

This Diagnostic Report shows Ghana has taken important steps toward digitizing its economy, and has several of the building blocks of an inclusive digital ecosystem already in place.
Industry Report

Digital Planet 2017: How Competitiveness and Trust in Digital Economies Vary Across the World

Today, over half of the world population lives in cities. By 2050, this number will increase to two-thirds. In this context, this study looks at the net benefits associated with adopting digital payments at the city-level.
Alliance Report

Building Inclusive Digital Payments Ecosystems: G20 Guidance Note for Governments

Endorsed by G20 Heads of State and Government, this guidance note supports the implementation of the G20 High-Level Principles for Digital Financial Inclusion in the context of inclusive digital payments ecosystems, reflecting lessons drawn from policy development and implementation initiatives undertaken in several countries.
© © 2017 Asian Development Bank
Industry Report

Accelerating Financial Inclusion in South-East Asia with Digital Finance

Focussing on women, and micro, small, and medium enterprises (MSMEs), the paper highlights that digital financial solutions could play a significant part in closing gaps in financial inclusion and povides insights from Indonesia, Philippines, Cambodia, and Myanmar.

Industry Report

The Global Findex Database 2017

The Global Findex database is the world’s most comprehensive data set on how adults save, borrow, make payments, and manage risk.
Industry Report

The March Towards Digital Money: Bringing The Underbanked In From The Cold

This report provides insights from the Digital Money Index, which tracks the development of digital money readiness in 84 countries. It shows a 5.5% improvement in overall digital money readiness over the last five years.

Industry Report

Mobile payments and financial inclusion: Kenya, Brazil, and India as Case Studies

This paper considers the impact of the regulatory environment on mobile payments as a channel for delivering inclusive financial services using Kenya, Brazil and India as case studies.
© ©Colin Crowley, Creative Commons
Industry Report

Limits to Cashless Payments and the Persistence of Cash. Hypotheses About Mexico

Although cashless payment instruments have been available in Mexico for some time, their rate of adoption was not remarkably fast, until the last 15 years. This chapter seeks to document this phenomenon and discuss some hypotheses on why the adoption rate is still low.
© © Government of Bangladesh
Alliance Report

Country Diagnostic: Bangladesh

This Diagnostic Report shows Bangladesh is making significant strides toward a digital economy, and outlines specific policy measures that can underpin further digitization of payments into the future.
© © Ministerio de Desarrollo e Inclusión Social del Perú
Alliance Report

Country Diagnostic: Peru

This Diagnostic Study shows that Peru has a powerful opportunity to drive financial inclusion and continue modernizing its economy through further reforms to support digitization of payments.