Digital payments

509 results

Ideas & Updates

Paying Across Borders: Can Distributed Ledgers Bring Us Closer Together?

Blockchain Series: Blog 6
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Alliance Report

Public Financial Management and the Digitalization of Payments

Joint report by the Better Than Cash Alliance, the Center for Global Development, and the Overseas Development Institute, building on work with the International Monetary Fund in 2017.
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Ideas & Updates

In the IMF’s Fight Against Corruption, Digital Payments are a Powerful Weapon

IMF managing director Christine Lagarde is to be applauded for her recent leadership in the fight against corruption, and her recognition that there is an increasingly limited role for cash in digital economies.
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Industry Report

Digital Payments Adoption and the Demand for Cash: New International Evidence

Cash remains in high demand despite measures by governments to keep funds digital. This Central Bank of Colombia study finds that economic growth and lower interest rates have a role to play. Further, digital payments usually replace cash in high-value purchases and that there are other "unobservable" factors that contribute to demand for cash.
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Industry Report

How policymakers can drive uptake of digital payments

New BCG publication discusses the foundational elements that raise the chances of a successful digital journey. Laying the foundations for a cashless economy, it says, should begin with an overarching national payments agenda driven by key stakeholders, including the government. 
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Industry Report

Report of the High-level committee on deepening of digital payments

Nandan Nilekani-led high-level panel submitted its report on deepening digital payments in India. It calls for pivoting the ecosystem from issuance (supply) to acceptance (demand) and shares practical recommendations for doing that. The report refers to 6 Alliance publications. Read it here.
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Industry Report

“Payment and Settlement Systems in India: Vision 2019 – 2021

With an aim to create a cash-lite economy, the Reserve Bank of India has published its "Payments System Vision 2021." The document can be a useful resource for members like Ghana who are working on similar strategies.
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Video

The promise of digital payments for women poultry farmers

In a six-month pilot, mStar Project used awareness tools, local youth, and behavior change agents to teach women farmers how to use and gain trustin digital payments. 500 women were trained and 353 opened digital accounts. Watch the video to learn more.
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Industry Report

Do Mothers Prefer Digital Payments over Cash?

In this report, CGDev takes stock of how this move was perceived by them. Control (of finances) and digital literacy are identified as pain points.
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Industry Report

The Ups and Downs of India’s Digital Transformation

This Harvard Business Review article discusses, among other things, how digital transformation has made tax collection more efficient.
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Toolkit

A Regulatory Diagnostic Toolkit for Digital Financial Services in Emerging Markets Toolkit

This University of New South Wales paper proposes a framework – a Regulatory Diagnostic Toolkit (RDT) – designed to support financial regulators in emerging markets to advance their regulatory regimes for DFS.
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Industry Report

National Payments Corporation of India and the remaking of payments in India

The paper examines the role NPCI played in transforming the way India manages financial transactions, as well as what lessons can be learned from India’s experience.
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Industry Report

Digital identification: A key to inclusive growth

In this report, McKinsey Global Institute discusses the opportunities and challenges in setting up a good digital ID system. It also features case studies on Nigeria, Ethiopia and India. 
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Industry Report

What explains low adoption of digital payment technologies? Evidence from small-scale merchants in Jaipur, India

New research from India states that low adoption of digital payments among small retailers is not a result of supply-side barriers, such as affordability and availability. It is due to demand-side factors such as perceived aversion of customers to transact digitally.
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Video

RTS1 – Workshop on the pre-validation of the interim study report on digitizing payments in Senegal
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Industry Report

Digital money: A journey worth taking

What four factors determine the digital money readiness of an economy? What measures can our member governments take to improve their ability to adopt digital payments widely? Read the latest version of Citi and Imperial College London's Digital Money Index to learn more
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Industry Report

Partnering With the Private Sector to Extend Digital Financial Services to the Unbanked

How effective have digital payments been in promoting access to financial services and driving ecosystem growth in Jordan? This GIZ and Amarante Consulting study shares learnings and challenges with mobile wallet uptake among Syrian refugees, women and unbanked Jordanians.
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Industry Report

Digital India

What measures can businesses, governments, and individuals take to make a smooth transition into the digital economy? Read this in-depth analysis by McKinsey that details the state of digitization in the country and the pace at which it is happening. 
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Ideas & Updates

Marks & Spencer Joins the Better Than Cash Alliance on International Women’s Day

This International Women’s Day, Marks & Spencer (M&S) is joining the Better Than Cash Alliance to help advance the Sustainable Development Goals. By promoting digital wages across its supply chain, M&S aims to give more women the ability to take control of their finances.
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Industry Report

Testing the Waters: Digital Payments for Water and Sanitation

Water providers are shifting to digital payments to reduce expenses and streamline delivery. In this report, CGAP and GSMA share lessons learned from 25 organizations, including the challenges they encountered while digitizing payments.
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