The Better Than Cash Alliance is a partnership of governments, companies, and international organizations that accelerates the transition from cash to digital payments in order to help achieve the Sustainable Development Goals.
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A report by the World Bank Group’s Payment System Development Group, the Better Than Cash Alliance, and the Alliance for Financial Inclusion for the G20 Global Partnership for Financial Inclusion
Blockchain Series: Blog 5
The World Bank and the Committee on Payment and Settlement Systems (CPSS) recently hosted the Third Meeting of the CPSS – World Bank Retail Payments Forum in Perugia, Italy.
This World Bank e-book features stories, videos, and pictures that illustrate how digital innovation not only enables access to financial services for low-income people but also serves as an enabler for delivering clean water, solar energy, education, and more. Most of the featured case studies are from our member countries!
World Bank joined hands with IFC on a project for digitizing and modernizing Côte d’Ivoire's social protection payments. Results show a reduction in administrative costs and better targeting of beneficiaries. Gender impact was high with 51% of 300K beneficiaries being women. Read more.
This Brief looks at the innovations linked to digital finance and education.
The paper provides a holistic overview of already available academic literature of mobile banking, business model innovation and ecosystem and activity system perspective of business model concepts.
This paper explores the nexus between financial inclusion and financial innovation by looking at data from 6 South Asian countries - including 4 Alliance members. It finds a positive relationship between the two and calls for policies keeping this relationship in mind.
No single initiative is a silver bullet for effective regulation but direct engagement between the regulator and innovator is crucial. Read the University of Cambridge and UNSGSA report on how regulators are innovating to better respond to financial innovation.
Investing In Girls: Opportunities for Innovation in Girl-Centered Cash Transfers
Throughout this book, you’ll find viewpoints from experts in the Visa network who offer perspective on the findings uncovered in the data, as well as five trends shaping the future of commerce and an overview of how Visa approaches innovation.
This paper investigates the impact of mobile financial services - MFS (mobile money, and mobile credit and savings) on the informal sector using data from 101 emerging and developing countries over the period 2000-15.
This book features case studies from India demonstrating approaches of problem solving, enhancing quality family planning care at the grass-roots level and facilitates advocacy, strengthening programme design and enhancing competency as well as orienting the healthcare system.
Financial Report
ANTALYA, Turkey - How are phones and cards changing the ways the global poor access and manage their money, and what should governments and financial institutions do to ensure innovative products and services meet the need of low-income customers? These and related topics were the subject of intense discussion and debate by leading global experts at a G20-backed event this week in Antalya, Turkey, one of the countries being transformed by digital innovation.
Digital technology is creating exciting opportunities to reach financially unserved and underserved low-income customers. New guidelines on Responsible Digital Financial Services will help fintech investors and digital finance innovators seize the opportunities, mitigate the risks, and ensure that digital financial services are responsible, sustainable, and profitable. Find out more in this short video interview.
The Better Than Cash Alliance is introducing an occasional series on innovations that have the potential to reduce costs in digital payments. The first in this series is an article by Ryan Zagone and Danny Aranda from Ripple Labs, a technology company that develops real-time settlement solutions for financial institutions.
This is the second in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.
This is the third in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.