Digital Payments Resources

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Alliance Report

Stratégie de vulgarisation multicanale de la CMU au Sénégal

Le Sénégal vise à passer d’un taux de 50 à 75% de couverture de sa population en assurance maladie d’ici à 2024. D’ici à 2030, le taux pourrait dépasser les 95%.
Alliance Report

Promoting Decent Work by Digitizing Wages Responsibly in Jordan

Learn more in our new report launched with ILO, Better Work and GIZ on supporting the responsible scaling of digital wages to advance decent work in Jordan.
Alliance Report

Digitizing workers’ payments for economic recovery and decent work Example: Senegal

This study presents a unique perspective, comparing concrete experiences from large companies to small- and medium-sized businesses.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

How to consolidate gains in digital payments

This CG Dev paper, by Professor Njuguna Ndung’u, shows how M-Pesa’s success has led to a series of endogenous innovations that have shaped Kenya’s digital space. It outlines several important challenges that Kenya will need to address in order to further consolidate its success, including connectivity issues, digital ID, interoperability and consumer protection.
© © Better Than Cash Alliance
Industry Report

Balancing financial inclusion and data protection in South Africa: Black Sash Trust v Minister of Social Development

The participation of many underprivileged social clusters in the financial services sector has invariably been problematic in South Africa. This may be attributed to the country’s laws and p…
Industry Report

Management of Mobile Financial Services—Review and Way Forward

The paper provides an extensive literature review of the existing global MFS industrya and discusses key learning and recommendations based on insights from ‘Easypaisa’ in Pakistan.

© © Mastercard
Industry Report

Next Steps for the Digital Revolution in Africa: Inclusive Growth and Job Creation Lessons from Kenya

This paper provides examples of how digitization in Kenya has supported the economy via a retail electronic payments system, financial inclusion, increased financial sector vibrancy, and pushed GDP growth with it.

© © Astou Diop
Alliance Report

Country Diagnostic: Senegal

This diagnostic report shows that Senegal has a strong potential for digitizing payments.
© ©Better Work - ILO/ IFC
Industry Report

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation-A Report to the Alliance for Financial Inclusion (AFI)

The paper outlines potential for growth for FinTech for financial inclusion while emphasising on the need for regulatory approaches , citing some successful cases from India , Kenya and China.
© © Better Than Cash Alliance
Industry Report

Mobile banking: A potential catalyst for financial inclusion and growth in Pakistan

This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.

© © Better Than Cash Alliance
Industry Report

Finclusion to Fintech: Fintech Product Development for Low-Income Markets

The paper presents detailed insights from 15 years of financial inclusion research to highlight the importance of fintech, including proposing product development ideas for Fintech players, to better serve developing world market.
Industry Report

Mobile payments and financial inclusion: Kenya, Brazil, and India as Case Studies

This paper considers the impact of the regulatory environment on mobile payments as a channel for delivering inclusive financial services using Kenya, Brazil and India as case studies.