Digital Payments Resources

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Alliance Report

Stratégie de vulgarisation multicanale de la CMU au Sénégal

Le Sénégal vise à passer d’un taux de 50 à 75% de couverture de sa population en assurance maladie d’ici à 2024. D’ici à 2030, le taux pourrait dépasser les 95%.
© ©Central Bank of Kenya
Industry Report

Kenya's National Payments Strategy 2022-2025

The 2022-2025 strategy envisages a secure, fast, efficient and collaborative payments system that supports financial inclusion and innovations for all Kenyans.
© ©Better Than Cash AllianceBank of Sierra Leone
Industry Report

Sierra Leone’s 2022-2026 National Financial Inclusion Strategy

The Bank of Sierra Leone (BSL)‘s National Financial Inclusion Strategy 2022-2026 prioritizes women, youth, rural populations and MSMEs.

© ©Shutterstock
Alliance Report

Stimuler la Numérisation des Paiements Marchands en Côte d’Ivoire: des Clients aux Fournisseurs

90% des marchands ivoiriens estiment que la gestion du cash est une entrave au bon développement de leurs activités et sont favorables aux paiements digitaux

© ©Federal Democratic Republic of Ethiopia
Industry Report

Ethiopia Digital Payments Strategy: Digital Ethiopia 2025

A digital strategy for Ethiopia inclusive prosperity
© ©Getty Images
Alliance Report

Ethiopia’s National Digital Payments Strategy 2021-2024

An inclusive digital payment ecosystem is a key enabler to make Digital Ethiopia a reality by 2025 and advance the Sustainable Development Goals

Alliance Report

Digitizing workers’ payments for economic recovery and decent work Example: Senegal

This study presents a unique perspective, comparing concrete experiences from large companies to small- and medium-sized businesses.

Industry Report

Digital Economy Blueprint: Kenya

Kenya’s “Digital Economy Blueprint” provides a conceptual framework for setting up a successful digital economy in the country. The document identifies and explores five pillars of focus and is relevant for our work not just in Kenya but across Africa.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

8 ways to boost Africa's digital ecosystem

The World Economic Forum and International Trade Centre’s “Africa e-commerce agenda” discusses 8 policy areas - including enhancing digital payments - that can help unleash the potential of e-commerce in the continent.

© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

How to consolidate gains in digital payments

This CG Dev paper, by Professor Njuguna Ndung’u, shows how M-Pesa’s success has led to a series of endogenous innovations that have shaped Kenya’s digital space. It outlines several important challenges that Kenya will need to address in order to further consolidate its success, including connectivity issues, digital ID, interoperability and consumer protection.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

Bottlenecks for mobile-money adoption

This paper aims at investigating the driving factors for mobile money adoption in the WAEMU region. It identifies literacy rate, mobile infrastructure, and banking infrastructure (ATMs\100,000 people) as the main macroeconomic determinants for adoption.
© ©Bill & Melinda Gates Foundation/Frederic Courbet
Industry Report

Extending pension coverage to the informal sector

This World Bank discussion paper argues that digital payments, along with other policies and tools, can help extend pension coverage to the informal sector in Africa. It also features case studies from 5 Alliance members namely Kenya, Rwanda, Benin, Ghana, and Uganda.