Pakistan

Digital public infrastructure is transforming lives in Pakistan. Here's how

2023 Annual Report

Scaling responsible digital payments to deliver the Sustainable Development Goals, particularly financial equality for women

One single step can boost the GDP by 7%, create 4 million jobs: Report

Digital payments may help solve challenges

‘Digital payments can boost economy’

Merchant digitization emerges as one key driver for Pakistan’s inclusive economic growth in UN report

The Better Than Cash Alliance presents its most recent report, providing recommendations to support MSMEs and enable their transition into the digital payments ecosystem in Pakistan.

تجارتی ڈیجیٹلائزیشن رپورٹ:اقوام متحدہ پاکستانی جامع اقتصادی ترقی کی ایک اہم محرک

بیٹر دان کیش الائنس اپنی تازہ ترین رپورٹ پیش کرتا ہے، جس میں MSMEs کو سپورٹ کرنے اور پاکستان میں ڈیجیٹل ادائیگیوں کے ماحولیاتی نظام میں ان کی منتقلی کو فعال کرنے کے لیے سفارشات فراہم کی گئی ہیں۔

Realizing the Promise of Responsible Digital Payments for Merchants in Pakistan

The Better Than Cash Alliance, in support of its member, the Government of Pakistan, and the State Bank of Pakistan, presents Realizing the Promise of Responsible Digital Payments for Merchants in Pakistan. The report provides a series of recommendations aimed at supporting MSMEs and enabling their transition into the digital payments’ ecosystem.

Responsible Digital Payments for Women Merchants

Alliance’s work in action

Three key findings that show that financial equality is within reach in our lifetime

New data from the World Bank’s Global Findex Database 2021 confirms the centrality of digital payments in reaching financial equality for all. 

Opportunities for digital in Pakistan 

GSMA report estimates that mobile phone ecosystem contributes around $16.7 billion to the Pakistani economy. To enhance the impact of mobile-enabled digital transformation, it calls for improving digital financial inclusion and taking a whole of government approach to development.

Understanding merchant payments landscape 

A new Karandaaz study shows that around 95% of merchants in Pakistan do not accept digital payments. To promote adoption, it calls for creating awareness among users, better infrastructure, interoperability and reliability of services.

Distributed Ledger Technology: What Is It and Why Do We Care?

Blockchain Series: Blog 1…

Should graduation programmes replace the more conventional cash transfers? 

What comes after unconditional cash transfers? Does the inclusion of some form of graduation programs offer a more sustainable solution to poverty? Read this blog to learn more about the deb…

Mobile banking in the government-to-person payment sector for financial inclusion in Pakistan

Through an interpretive case study of the Benazir Income Support Programme (BISP) in Pakistan, this paper critically examines mobile banking usage by women beneficiaries and technology’s effects on the institutional properties of their households.

Management of Mobile Financial Services—Review and Way Forward

The paper provides an extensive literature review of the existing global MFS industrya and discusses key learning and recommendations based on insights from ‘Easypaisa’ in Pakistan.

Mobile banking: A potential catalyst for financial inclusion and growth in Pakistan

This paper traces the history of mobile banking in Pakistan, studies various models of mobile banking and assesses its current state.

Growth of mobile financial services key learnings from literature, industry analysis and cases

This paper includes an extensive literature review on Mobile financial Services (MFS)and provides an overview of existing MFS landscape.

Branchless Banking in Pakistan: Opportunities and Challenges

The paper examines strengths, weakness, opportunities and threats of branchless banking and recommends some strategies around the identified challenges with a focus on Pakistan.

Digitizing Value Chain Finance for Smallholder Farmers

The paper presents use cases for digital financial services (DFS) along value chains across three broad categories- overcoming barriers to providing financial services, improving the efficiency of financial transactions, and improving market opportunities.