Risks

Our work on agriculture

Learn about how the Alliance advocates for responsible payment digitization in agriculture

How to shape inclusive financial ecosystems with interoperable QR codes

Interoperability drives global digital inclusion. Over 25% more adults access government payments, but siloed systems hinder seamless transactions.

Positive progress on digital wages

New data confirms that adopting digitization promotes decent work and economic growth and reduces inequality.

Reaching Financial Equality for Women (2023 edition)

A 10-point action plan for governments and businesses to prioritize women’s digital financial inclusion

Climate Risk And Financial Inclusion: A Regul Atory Perspective On Risks And Opportunities

This paper outlines how inclusive green finance policies can enhance financial stability by creating a more resilient real economy and reducing risks.

Fintech Payments in Public Financial Management: Benefits and Risks

A review of the main fintech payment models and a debate on the operational and financial risks as well as challenges they face.

Implementation Guide for the G20 High-Level Principles for Digital Financial Inclusion

A guide and self-assessment tool for policymakers in various stages of digital development.

Register! E-learning opportunity > UN Principles for Responsible Digital Payments

Learn about the 9 principles and receive a digital certificate!

UN Principles for Responsible Digital Payments in action > an online learning course!

Learn about the 9 principles and earn points toward becoming a Certified Digital Finance Practitioner

LEARNING SERIES >> Government-to-Person Payments as a Cornerstone for Financial Inclusion during COVID-19

Alliance highlights lessons from two of its members - Colombia and India - in the design and execution of inclusive G2P transfers, keeping focus on prioritizing women.

Creating transformational change for tea communities through responsible digital payments

An interview with the Ethical Tea Partnership: Jenny Costelloe, Executive Director & Liberal Seburikoko, Regional Director (Africa)

LEARNING SERIES >> Collaborating to scale the responsible digitization of humanitarian payments

There is an urgent need and powerful opportunity to further boost the outreach, efficiency, and efficacy of digital humanitarian payments through enhanced coordination between UN agencies.

Colombia’s Ingreso Solidario: Public-private Collaboration In Covid-19 Emergency Payments Response

Ingreso Solidario is a COVID-19 social protection programme in Colombia benefitting 3 million households. It shows digital payments can be rapidly dispersed across multiple channels.

Launching the UN Principles for Responsible Digital Payments

Building trust, mitigating risks and driving inclusive economies

COVID-19 Payments: Managing Risks, Ensuring Women’s Inclusion, and Communicating Clearly

West Africa launches new payments digitization agenda

Media release from the Better Than Cash Alliance, the World Bank and the National Agency of Statistics and Demography of Senegal (ANSD)

FAO pledges to scale up direct use of digital financial transfers

Director-General says joining the Better Than Cash Alliance is part of stimulating more innovation and financial inclusion for smallholders

The Cost of Cash to Ghana’s Cocoa Sector

Digital payments can help make the sector more efficient, transparent, and secure for companies and people alike.

COVID-19 Exclusion Working Group (Gender) – Introduction and Strategic Enablers for Digital Payments Toolkit

COVID-19 is causing unprecedented health, economic and social crises and threatens the poverty and inclusion gains that have been made over the last decade.

Responsible Practices to Address Seven Major Risks in COVID-19 Digital Financial Transfers Toolkit

The Report Responsible Practices to Address Seven Major Risks in COVID-19 Digital Financial Transfers identifies seven heightened risks resulting from the speed and scale of COVID-19 digital transfer responses.