Risks

How to digitalize the microfinance sector? Examples from the West African Economic and Monetary Union (WAEMU) countries

Developed by the Senegalese company GSIE Technology and the Professional Association of Decentralized Financial Systems of Senegal (APSFD-Senegal), SUNU NAFA enables even the smallest microfinance institutions to serve clients in remote rural areas. Customers can now complete transactions safely from home, saving time, reducing travel costs, and avoiding exposure to physical risks.

Scaling merchant payments on RAAST: a responsible pricing blueprint for Pakistan

Affordable for merchants. Sustainable for providers. Built for Pakistan’s instant payment system.

Shaping Africa’s Digital Future: A Call for Sovereign Roadmaps

With the DPI Roadmap Playbook as a guide, Africa has a unique opportunity to shape a digital future that is people-first, inclusive, and sovereign.

How to Build Trust When Using Generative AI & Chatbots To Improve Digital Financial Services?

The Better Than Cash Alliance is collaborating with partners to highlight responsible AI innovations and emerging guidelines in digital financial services.

Scaling Responsible Digital Payments in the Indonesian Cocoa Sector

The Government of Indonesia, with the Indonesian cocoa sector and the Better Than Cash Alliance has conducted a first-of-its-kind sizing exercise to assess opportunities for digital financial inclusion for smallholder cocoa farmers.

Our work on agriculture

Learn about how the Alliance advocates for responsible payment digitization in agriculture

How to shape inclusive financial ecosystems with interoperable QR codes

Interoperability drives global digital inclusion. Over 25% more adults access government payments, but siloed systems hinder seamless transactions.

Reaching Financial Equality for Women (2023 edition)

A 10-point action plan for governments and businesses to prioritize women’s digital financial inclusion

Climate Risk And Financial Inclusion: A Regul Atory Perspective On Risks And Opportunities

This paper outlines how inclusive green finance policies can enhance financial stability by creating a more resilient real economy and reducing risks.

Fintech Payments in Public Financial Management: Benefits and Risks

A review of the main fintech payment models and a debate on the operational and financial risks as well as challenges they face.

Implementation Guide for the G20 High-Level Principles for Digital Financial Inclusion

A guide and self-assessment tool for policymakers in various stages of digital development.

Register! E-learning opportunity > UN Principles for Responsible Digital Payments

Learn about the 9 principles and receive a digital certificate!

UN Principles for Responsible Digital Payments in action > an online learning course!

Learn about the 9 principles and earn points toward becoming a Certified Digital Finance Practitioner

LEARNING SERIES >> Government-to-Person Payments as a Cornerstone for Financial Inclusion during COVID-19

Alliance highlights lessons from two of its members - Colombia and India - in the design and execution of inclusive G2P transfers, keeping focus on prioritizing women.

Creating transformational change for tea communities through responsible digital payments

An interview with the Ethical Tea Partnership: Jenny Costelloe, Executive Director & Liberal Seburikoko, Regional Director (Africa)

LEARNING SERIES >> Collaborating to scale the responsible digitization of humanitarian payments

There is an urgent need and powerful opportunity to further boost the outreach, efficiency, and efficacy of digital humanitarian payments through enhanced coordination between UN agencies.

Colombia’s Ingreso Solidario: Public-private Collaboration In Covid-19 Emergency Payments Response

Ingreso Solidario is a COVID-19 social protection programme in Colombia benefitting 3 million households. It shows digital payments can be rapidly dispersed across multiple channels.

Launching the UN Principles for Responsible Digital Payments

Building trust, mitigating risks and driving inclusive economies

COVID-19 Payments: Managing Risks, Ensuring Women’s Inclusion, and Communicating Clearly

West Africa launches new payments digitization agenda

Media release from the Better Than Cash Alliance, the World Bank and the National Agency of Statistics and Demography of Senegal (ANSD)