Cash

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Alliance Reports >> Case Study

How to digitalize the microfinance sector? Examples from the West African Economic and Monetary Union (WAEMU) countries

Developed by the Senegalese company GSIE Technology and the Professional Association of Decentralized Financial Systems of Senegal (APSFD-Senegal), SUNU NAFA enables even the smallest microfinance institutions to serve clients in remote rural areas. Customers can now complete transactions safely from home, saving time, reducing travel costs, and avoiding exposure to physical risks.
© ©Better Than Cash Alliance
Alliance Reports >> Case Study

How has Senegal made responsible digital payments a catalyst for universal health coverage?

This study highlights Senegal’s transformative leap toward universal health coverage with SEN-CSU, a public digital platform that enables responsible and inclusive enrollment and payment for health insurance.
© © Agence sénégalaise pour la Couverture sanitaire universelle (SEN-CSU)
Alliance Reports >> Flagship Publication

Scaling merchant payments on RAAST: a responsible pricing blueprint for Pakistan

Affordable for merchants. Sustainable for providers. Built for Pakistan’s instant payment system.
© BTCA
News >> Ideas & Updates

Unlocking digital inclusion for women in Jordan

Jordan has improved financial inclusion, but women, youth, small businesses, and refugees still face major barriers to accessing digital financial services.
© © Better Than Cash Alliance
News >> Ideas & Updates

Beyond Access: From Accounts to Opportunity

The World Bank’s Global Findex 2025 is a scorecard on how well countries, across the globe are transitioning from cash toward equitable digital payments. Headline number shows that 79 percent of adults now own an account, up 28 points since 2011. Financial exclusion for women remains significant and many accounts remain inactive.

Alliance Reports >> Flagship Publication

2024 Annual Report - Powering financial inclusion, economic growth, and digital transformation

Responsible digital payments: Powering financial inclusion, economic growth, and digital transformation
© Better Than Cash Alliance
Alliance Reports >> Flagship Publication

Acelerando la integración económica de la población migrante en Colombia a través de monederos móviles

El Programa Mundial de Alimentos y la Alianza Better Than Cash implementaron un piloto en Colombia que utilizó monederos móviles para distribuir pagos humanitarios, promoviendo la inclusión financiera, especialmente de mujeres vulnerables, con resultados positivos en ahorro, planificación familiar y empoderamiento económico.
© Diego Mendiburu, Better Than Cash Alliance
News >> Ideas & Updates

We have reached a potent moment for the global DPI agenda. Through its G20 presidency, how can South Africa accelerate the momentum?

The co-authors are part of a consortium that came together to draft the DPI Roadmap Playbook, an effort welcomed by the Government of South Africa, which holds the 2025 G20 Presidency. The DPI Roadmap Playbook reflects input from many expert advisors, especially Deon Woods-Bell of the Gates Foundation, whose support was instrumental. This expert comment is published across each of the organization’s respective websites.
© DPI Roadmap Playbook Blog Image
News >> Ideas & Updates

DPI Roadmap Playbook

Download the DPI Roadmap Playbook
© DIAL
Global Resources >> Videos

Digitizing wages to empower tea workers in Malawi

In 2024, the Better Than Cash Alliance (BTCA), in partnership with the Tea Association of Malawi (TAML), launched a pilot to digitize wage payments across Malawi’s tea estates.
© Better Than Cash Alliance
News >> Ideas & Updates

Expanding Opportunities for Egypt’s Women- and Youth-Led MSMEs Through Digital Trade

A new collaboration between the Better Than Cash Alliance (the Alliance), the African Continental Free Trade Area (AfCFTA) Secretariat, the Central Bank of Egypt (CBE), and partners such as the African Union Women, Gender and Youth Directorate and AUDA-NEPAD is working to address persistent gaps in digital trade and financial inclusion.

© Better Than Cash Alliance
Alliance Reports >> Flagship Publication

Sembrando el futuro: transformando el sector cafetalero de Guatemala con pagos digitales responsables

La Alianza y Anacafé colaboraron en un estudio que reveló que las transacciones en efectivo cuestan al sector cafetalero en Guatemala $6.8 millones por cosecha.

© Diego Mendiburu, Better Than Cash Alliance
News >> Ideas & Updates

Transforming Ethiopia’s Health Sector: Digitizing Payments for Improved Access and Efficiency

Ethiopia’s Ministry of Health launched a nationwide Digital Health Payment Initiative in August 2024, aiming to revolutionize healthcare payments by making them more efficient, transparent, and inclusive through digital financial services.
© Copyright (c) 2022 Media Lens King/Shutterstock.
Global Resources >> Industry Reports

Cash Transfer Payment Mechanisms: Do Outcomes Vary According to Payment Mechanism?

This research shows that the method of money distribution, whether physical or digital, does not significantly influence its usage.
© © 2024 International Bank for Reconstruction and Development / The World Bank
Global Resources >> Videos

Webinar: Cashless Coffee – Brewing the Future of Payments

60 Decibels, in collaboration with the Gates Foundation and UN-based Better Than Cash Alliance, has been working to understand coffee farmers’ experience with digital payments and if they believe it to be better than cash.
© 60 Decibels
Alliance Reports >> Flagship Publication

G20 Brazil Policy Options for Bridging the Last Mile

The Better Than Cash Alliance released the G20 Policy Options to Improve Last Mile Access, offering actionable public policy recommendations to tackle systemic barriers to financial inclusion.
© ©Shutterstock
News >> Ideas & Updates

How to Build Trust When Using Generative AI & Chatbots To Improve Digital Financial Services?

The Better Than Cash Alliance is collaborating with partners to highlight responsible AI innovations and emerging guidelines in digital financial services.
© Shutterstock
News >> Newsletter

UNDP Welcomes Better Than Cash Alliance and Introduces New Alliance Managing Director

Strategic Partnership to Enhance Financial Inclusion and Digital Payment Solutions
© Shutterstock
News >> Ideas & Updates

UNDP welcomes the Better Than Cash Alliance to accelerate financial inclusion through responsible digital payments

The Better Than Cash Alliance has transitioned from UNCDF to join UNDP’s Sustainable Finance Hub
© Shutterstock
Alliance Reports >> Flagship Publication

Call to Action: Health for All through Responsible Digital Payments

Despite global technological advancements, healthcare costs continue to push millions into extreme poverty every year. …
© The Global Fund/Olympia de Maismont