Responsible

How has Côte d’Ivoire integrated responsible digital payments into public hospital care?

This study highlights Côte d’Ivoire’s major step forward in modernizing its public health system with the launch of Santé CIV, an application to streamline digital health payments.

How to digitalize the microfinance sector? Examples from the West African Economic and Monetary Union (WAEMU) countries

Developed by the Senegalese company GSIE Technology and the Professional Association of Decentralized Financial Systems of Senegal (APSFD-Senegal), SUNU NAFA enables even the smallest microfinance institutions to serve clients in remote rural areas. Customers can now complete transactions safely from home, saving time, reducing travel costs, and avoiding exposure to physical risks.

How has Senegal made responsible digital payments a catalyst for universal health coverage?

This study highlights Senegal’s transformative leap toward universal health coverage with SEN-CSU, a public digital platform that enables responsible and inclusive enrollment and payment for health insurance.

Acelerando la integración económica de la población migrante en Colombia a través de monederos móviles. Tercera parte.

Parte 3: Los resultados del piloto demuestran que los monederos móviles mejoran el bienestar de las personas migrantes

Acelerando la integración económica de la población migrante en Colombia a través de monederos móviles. Primera parte.

Parte 1: Colombia: un campo de pruebas para la innovación en la distribución de recursos para poblaciones vulnerables.

Scaling merchant payments on RAAST: a responsible pricing blueprint for Pakistan

Affordable for merchants. Sustainable for providers. Built for Pakistan’s instant payment system.

The Tracks Are Laid, Now We Need More Traffic

Unlocking digital inclusion for women in Jordan

Jordan has improved financial inclusion, but women, youth, small businesses, and refugees still face major barriers to accessing digital financial services.

Beyond Access: From Accounts to Opportunity

The World Bank’s Global Findex 2025 is a scorecard on how well countries, across the globe are transitioning from cash toward equitable digital payments. Headline number shows that 79 percent of adults now own an account, up 28 points since 2011. Financial exclusion for women remains significant and many accounts remain inactive.

Façonner l’avenir numérique de l’Afrique : un appel à des feuilles de route souveraines

Avec le guide du Plan d’action pour les DPI, l’Afrique a une opportunité unique de façonner un avenir numérique centré sur les personnes, inclusif et souverain.

Shaping Africa’s Digital Future: A Call for Sovereign Roadmaps

With the DPI Roadmap Playbook as a guide, Africa has a unique opportunity to shape a digital future that is people-first, inclusive, and sovereign.

2024 Annual Report - Powering financial inclusion, economic growth, and digital transformation

Responsible digital payments: Powering financial inclusion, economic growth, and digital transformation

We have reached a potent moment for the global DPI agenda. Through its G20 presidency, how can South Africa accelerate the momentum?

The co-authors are part of a consortium that came together to draft the DPI Roadmap Playbook, an effort welcomed by the Government of South Africa, which holds the 2025 G20 Presidency. The DPI Roadmap Playbook reflects input from many expert advisors, especially Deon Woods-Bell of the Gates Foundation, whose support was instrumental. This expert comment is published across each of the organization’s respective websites.

DPI Roadmap Playbook

Download the DPI Roadmap Playbook

Expanding Opportunities for Egypt’s Women- and Youth-Led MSMEs Through Digital Trade

A new collaboration between the Better Than Cash Alliance (the Alliance), the African Continental Free Trade Area (AfCFTA) Secretariat, the Central Bank of Egypt (CBE), and partners such as the African Union Women, Gender and Youth Directorate and AUDA-NEPAD is working to address persistent gaps in digital trade and financial inclusion.

Sembrando el futuro: transformando el sector cafetalero de Guatemala con pagos digitales responsables

La Alianza y Anacafé colaboraron en un estudio que reveló que las transacciones en efectivo cuestan al sector cafetalero en Guatemala $6.8 millones por cosecha.

Transforming Ethiopia’s Health Sector: Digitizing Payments for Improved Access and Efficiency

Ethiopia’s Ministry of Health launched a nationwide Digital Health Payment Initiative in August 2024, aiming to revolutionize healthcare payments by making them more efficient, transparent, and inclusive through digital financial services.

Maximising consumer voices in digital financial services policy-making

This report highlights strategies for advocating fair, safe, and sustainable DFS, addressing issues like resource constraints and the need for technical expertise.

How to Build Trust When Using Generative AI & Chatbots To Improve Digital Financial Services?

The Better Than Cash Alliance is collaborating with partners to highlight responsible AI innovations and emerging guidelines in digital financial services.

Responsible Digital Payments for All