Search

Sixteen small

Blog Post

The Cost of Cash to Ghana’s Cocoa Sector

By Betty Annan and Oswell Kahonde, July 8, 2020

Digital payments can help make the sector more efficient, transparent, and secure for companies and people alike

Report

The Hidden Costs of Cash to Ghana’s Cocoa Sector

July 8, 2020

New report reveals the cocoa sector in Ghana faces avoidable costs and inefficiencies representing 19% of revenues

Report

Digitizing Payments in Ghana’s Cocoa Supply Chain

July 8, 2020

Four building blocks for responsible and scalable digitization

Sixteen small

Media Release

Sudan embraces digital payments to build a more inclusive economy

June 10, 2020

Sudan Joins United Nations’ Better Than Cash Alliance to Drive Financial Inclusion and Transparency

Sixteen small

Resource

Toward a Cash-Lite Ghana: Building an Inclusive Digital Payments Ecosystem

May 18, 2020

The Government of Ghana is seeking to harness the benefits of a shift from cash to digital payments by developing a national inclusive digital payments ecosystem where everyone can make – and receive – payments digitally.

Sixteen small

Media Release

Ghana Launches New Policies to Speed Up Financial Inclusion and Digital Payments to Transform the Economy

May 18, 2020

Public and Private Sector Collaboration is Critical for Success

Sixteen small

Webinar

Webinar > Digital Payments in Ebola Response: Lessons for the COVID-19 Crisis

By Communications Team, March 31, 2020

Join us on Thursday, April 2nd, 2 – 3pm GMT

Sixteen small

Blog Post

Senegal: tech helps boost access to health to leave poverty behind

By Priya Gajraj, October 18, 2019

Some African nations lead the world’s e-money businesses. And several are finding that leaving notes and coins behind is not only improving efficiency, safety and transparency, but it is also helping many people leave poverty behind.

Sixteen small

Media Release

L’Agence de la Couverture Maladie Universelle du Sénégal lance une nouvelle plateforme numérique « sunucmu.com »

May 3, 2019

Communiqué de presse de l’Agence de la Couverture Maladie Universelle du Sénégal (ACMU)

Report

Cash Digitization: UN Collaboration, Coordination, and Harmonization Opportunities

December 17, 2018

New UN Better Than Cash Alliance’s Cash Digitization Study recommends strengthening cash assistance collaboration across UN agencies & partners, to improve coordination and harmonization.

Sixteen small

Media Release

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

November 28, 2018

Media release by the Government of Senegal, the Better Than Cash Alliance and MM4P

Sixteen small

Media Release

Sénégal: La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB

November 28, 2018

Communiqué de presse du Gouvernement du Sénégal, l’Alliance Better Than Cash et MM4P

Case Study

Country Diagnostic: Senegal

November 27, 2018

Digitization of payments: a source of growth and inclusive development

Sixteen small

Blogs & Stories

Sierra Leone: Digitizing revenue collection is the next frontier

By Alfred Akibo-Betts & Tenzin Keyzom Massally , August 22, 2018

By Alfred Akibo-Betts and Tenzin Keyzom Massally

Sixteen small

Resource

Distribution 2.0: The future of mobile money agent distribution networks

July 5, 2018

Mobile money agents are a crucial asset for mobile money providers and have been key to the growth of the industry over the last decade.

Sixteen small

Blog Post

Alcanzando Escala: El Trayecto de BIM Hacia la Inclusión Financiera Digital en Peru

By Communications Team, June 21, 2018

Entrevista a Felipe Vásquez de Velasco, Gerente General de Pagos Digitales Peruanos (PDP)

Sixteen small

Blog Post

Driving to Scale: Bim’s Journey to Digital Financial Inclusion in Peru

By Communications Team, June 21, 2018

Interview with Felipe Vásquez de Velasco, General Manager of Peruvian Digital Payments (PDP)

Sixteen small

Resource

Building inclusive payment ecosystems in Tanzania and Ghana

June 20, 2018

Digital financial services (DFS) are transforming the world’s financial sectors.

Sixteen small

Blog Post

Why having less cash can mean a better life

By Ruth Goodwin-Groen, June 11, 2018

A third of adults struggle to get by without basic financial services to protect against hardship and save for the future. Ruth Goodwin-Groen, of the UN-based Better Than Cash Alliance, explains why moving from cash to digital payments can help reduce poverty and drive inclusive growth.

Report

The Future of Supply Chains: Why Companies are Digitizing Payments

June 11, 2018

New report underscores benefits of shifting from cash to digital payments in corporate supply chains

Case Study

Improving profitability through digital payments

June 11, 2018

McLeod Russel Uganda (MRUL) cut costs and increased financial inclusion for workers after transitioning to a secure mobile payment system in Uganda.

Case Study

Driving sales through digital working capital loans for small merchants

June 11, 2018

Unilever partnered with Mastercard and Kenya Commercial Bank to develop a digital working capital platform helping small merchants grow sale in Kenya, called Jaza Duka.

Sixteen small

Blog Post

“Digital payments can be a game-changer for farmers”

By Communications Team, April 17, 2018

Interview with World Cocoa Foundation, Paul F. Macek, Vice President for Programs

Sixteen small

Blog Post

Senegal’s commitment to digitizing payments at local level is setting an example for the region

By Jean Pascal Mvondo, February 15, 2018

By Jean Pascal Mvondo, West Africa’s Digital Government Lead, Better Than Cash Alliance

Sixteen small

Video

Voices from Ghana

October 2, 2017

Sixteen small

Media Release

New UN report reveals momentum for digital payments in Ghana could save over GHS 1 billion within next four years

September 27, 2017

With 37 percent of the value of all payments now made digitally, Ghana is on course to be a leader in the region, with great potential to expand economic opportunities for businesses

Case Study

Country Diagnostic: Ghana

September 27, 2017

Building an Inclusive Digital Payments Ecosystem: The Way Forward

Case Study

The Fight for Light: Improving Energy Access through Digital Payments

July 9, 2017

The Sustainable Development Agenda and the accompanying 17 Goals (SDGs) would represent the greatest increase in human welfare in history.

Sixteen small

Blog Post

In Kenya, better yields and inclusive agriculture start from your mobile wallet

By Communications Team, June 8, 2017

One of the most important tools on Everline Wakhungu’s farm is her mobile phone.

Sixteen small

Media Release

UN study: Digitization of Kenyan farmer payments helps tackle poverty

May 31, 2017

One Acre Fund cut payment losses and collection costs by over 80 percent, boosting farmers’ satisfaction and economic opportunity

Case Study

How Digitizing Agricultural Input Payments in Rural Kenya is Tackling Poverty: The Case of One Acre Fund

May 31, 2017

How Digitizing Agricultural Input Payments in Rural Kenya is Tackling Poverty. The case of One Acre Fund

Sixteen small

Media Release

UN report: Social network payments now reach nearly US $3 trillion in China

April 19, 2017

Payments on messaging and e-commerce platforms set to increase China’s GDP by $236 billion by 2025, unlocking new economic opportunities for people and small businesses

Sixteen small

Resource

Decade Edition of the State of the Industry Report on Mobile Money

March 1, 2017

The impact of mobile money has been felt well beyond transactions and accounts: people’s lives have been enriched by greater personal security, a sense of empowerment, and more.

Sixteen small

Blog Post

Cash Defenders are Wrong: Digital Finance Truly is ‘Pro-Poor’

By Communications Team, February 8, 2017

This blog post was originally published in Next Billion

Sixteen small

Media Release

New United Nations Study: Digital payments could boost tax revenue by nearly US$500 million each year and drive economic modernization in Tanzania

September 20, 2016

Findings illustrate how the private and public sector could work together to modernize economies, improve transparency and support financial inclusion and growth

Case Study

Person-to-Government Payments: Lessons from Tanzania’s Digitization Efforts

September 20, 2016

This case study explores the factors both supporting and impeding the widespread adoption of Person-to-Government (P2G) and Business-to-Government (B2G) payments in Tanzania, focusing on the period from 2012 to 2016.

Sixteen small

Resource

Quality of service more important than cost for humanitarian workers

May 25, 2016

A report by Electronic Cash Transfer Learning Action Network (ELAN)

Sixteen small

Resource

IRC: Financial transfers an essential part of humanitarian response

May 25, 2016

A report by International Rescue Committee's (IRC)

Sixteen small

Blog Post

Five Ways Digital Payments Are Coming to the Rescue in Emergencies

By Ruth Goodwin-Groen, May 24, 2016

The ability to make and receive payments electronically has emerged, in recent years, as a technology hero during natural disasters and health pandemics. At a time when more people than ever are affected by conflict and crisis, there is good news.

Case Study

Saving Money, Saving Lives: A Case Study on the Benefits of Digitizing Payments to Ebola Response Workers in Sierra Leone

May 18, 2016

At the height of the Ebola crisis, Sierra Leone turned to mobile wallets to make fast, accurate, and secure payments to Response Workers. Before digitization, cash payments were slow, inaccurate, and open to graft and theft.

Sixteen small

Media Release

New United Nations study finds digital payments to Ebola response workers saved lives and $10 million

May 17, 2016

By using digital payments to pay Ebola response workers, Sierra Leone massively cut payment times, avoiding large-scale strikes and ensuring a stable workforce to defeat Ebola. Sierra Leone’s experience shows the critical importance of preparing early for digital payments before crises hit.

Sixteen small

Media Release

Une nouvelle étude des Nations unies révèle que les paiements numériques versés aux équipes d'intervention contre Ebola ont permis de sauver des vies et d'économiser 10 millions de dollars

May 17, 2016

En utilisant les paiements numériques pour rémunérer les personnes employées dans la lutte contre Ebola, la Sierra Leone a énormément réduit les délais de paiement, évitant ainsi des grèves à grande échelle et garantissant une main d’œuvre stable pour éliminer Ebola. L'expérience de la Sierra Leone montre qu'il est crucial de se préparer tôt aux paiements numériques avant l'émergence d'une crise.

Sixteen small

Resource

What does mobile money usage look like in Rwanda and Ghana?

May 2, 2016

Financial Inclusion Insights: Mobile Money Momentum in Four African Countries

Sixteen small

Blog Post

Mobile money promotes messages of peace in Cote d’Ivoire

By Nicole Kresse, March 2, 2016

Many Ivoirians were concerned that the 2015 presidential elections would lead to renewed conflict, particularly after the violence surrounding the elections of 2010.

Sixteen small

Resource

World Development Report 2016: Access to the Internet inadequate

January 13, 2016

Digital Technologies: Huge Development Potential Remains Out of Sight for the Four Billion Who Lack Internet Access

Sixteen small

Blog Post

Ugandan farmers – majority women - devise new mobile solution

By Nicole Kresse, December 8, 2015

Farmers are adapting mobile technology to meet market needs and drive progress on their own terms rather than waiting for telecommunications companies to deliver solutions

Sixteen small

Blog Post

Cashless Nigeria: Facilitating the Transition to Digital Payments

By Ruth Goodwin-Groen, November 12, 2015

The emergence of Nigeria as a regional economic powerhouse has presented a challenge for Nigerian policymakers: how to convert Nigeria’s growth at the macro level into greater financial inclusion, so that the rising economic tide can benefit more people.

Sixteen small

Blog Post

Cashless Nigeria – Leading by example

By Camilo Tellez-Merchan , October 20, 2015

As Nigeria rolls out one of the developing world's most ambitious policy platforms to boost digital payments and drive greater financial inclusion, it's important to take stock of the country's progress to date, so that policy-makers around the world can learn from Nigeria's experiences.

Sixteen small

Resource

Investing In Girls: Opportunities for Innovation in Girl-Centered Cash Transfers

October 13, 2015

Investing In Girls: Opportunities for Innovation in Girl-Centered Cash Transfers

Sixteen small

Blog Post

Watch: Inspirational speeches at UN Global Goals Summit

By Communications Team, September 30, 2015

The President of Tanzania, H.E. Jakaya Mrisho Kikwete, as well as Ministers and other high level figures from Peru, Belgium, Bangladesh, Colombia, the Philippines, Rwanda, Sierra Leone and South Africa, delivered powerful speeches on how digital payments and greater financial inclusion are accelerating progress towards key Sustainable Development Goals.

Sixteen small

Resource

IMF Links Financial Inclusion and GDP Growth

September 21, 2015

GDP Growth Report

Sixteen small

Blog Post

Three ways financial providers can improve digital financial services for women

By Lisa Kienzle & Emilia Klimiuk, September 8, 2015

by Emilia Klimiuk and Lisa Kienzle of Grameen Foundation

Case Study

Country Diagnostic: Nigeria

August 27, 2015

Development Results Focused Research Program, Country Diagnostic: Nigeria

Case Study

Nigeria’s “Cashless” policy

August 27, 2015

The response of large corporates and their value chains to government policies to shift to digital payments: Nigeria’s “Cashless” policy

Sixteen small

Blog Post

The Better Than Cash Journey: Concern and CARE

By Communications Team, July 9, 2015

This is the fourth in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.

Sixteen small

Blog Post

The Better Than Cash Journey: Kenya and Rwanda

By Communications Team, July 9, 2015

This is the third in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.

Sixteen small

Blog Post

The Better Than Cash Journey: Colombia & Malawi

By Communications Team, July 9, 2015

This is the second in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.

Sixteen small

Blog Post

The Better Than Cash Journey: Mercy Corps & Women’s World Banking

By Communications Team, June 3, 2015

This is the first in a series of articles on the achievements of several Better Than Cash Alliance members

Sixteen small

Media Release

Sierra Leone commits to digital payments to encourage growth

June 2, 2015

In key move to recover from the economic impact of the Ebola crisis, Nation joins the Better Than Cash Alliance

Sixteen small

Media Release

Malawi takes key step to advance digital payments and drive inclusive growth

April 30, 2015

Government, private sector, mobile operators and development organizations convene to establish a plan for the future

Sixteen small

Blog Post

Massive drop in number of unbanked, says new World Bank Findex Report

By Communications Team, April 15, 2015

WASHINGTON, April 15, 2015 —Between 2011 and 2014, 700 million people became account holders at banks, other financial institutions, or mobile money service providers, and the number of “unbanked” individuals dropped 20 percent to 2 billion adults,according to 2014 Global Findex released today.

Sixteen small

Media Release

Papua New Guinea commits to digitizing all government payments

April 2, 2015

PNG’s Ministries of Finance and Treasury endorse Better Than Cash Alliance membership

Sixteen small

Blog Post

Going rural with digital financial services

By Karima Wardak, April 1, 2015

When a family member first told Mary that she could use her mobile phone to store her money, she felt that she had finally found a safe place to keep the earnings from her vegetable sales.

Sixteen small

Blog Post

Two challenges to help two billion reach financial security

By Jake Kendall & Kosta Peric, March 11, 2015

Reposted from the original Gates Foundation blog on Impatient Optimists. Until recently, achieving financial inclusion for the world’s unbanked poor was a pressing goal with perplexing obstacles.

Sixteen small

Blog Post

Women’s World Banking offers lessons for creating a successful agency banking network

By Communications Team, March 3, 2015

As we approach International Women’s Day on March 8th, Women’s World Banking reflects on a learning exchange with three African banks committed to serving low-income women.

Case Study

Country Diagnostic: Malawi

March 2, 2015

Development Results Focused Research Program

Sixteen small

Blog Post

Going digital: keeping postal services as relevant as ever

By M’Hamed El Moussaoui, February 17, 2015

UPU, the UN’s agency for postal services, has joined the Better Than Cash Alliance.

Sixteen small

Blog Post

Thousands of Ebola workers paid in Liberia

By Communications Team, January 20, 2015

Monrovia, LIBERIA - UNDP has helped the Liberian government pay thousands of Ebola workers. Over $1 million dollars in cash payments were distributed across the country in January alone.

Sixteen small

Blog Post

Mobile money for 16,000 Ebola workers

By Communications Team, December 24, 2014

December 24 , 2014. Sierre Leone: Marion Sesay gossiped with her two work colleagues while they waited in the shade of a local money handler for their names to be called.

Blog Post

Shifting from cash in the midst of crisis: Electronic transfers in the Democratic Republic of Congo

By Communications Team, December 22, 2014

There is growing consensus in the humanitarian community that cash (digital or physical) – as opposed to delivery of food and materials – is often the best way to help communities bounce back from crisis.

Sixteen small

Blog Post

Senegal shifts to digital payments to promote economic growth

By Communications Team, December 21, 2014

The Government of Senegal has joined the Better Than Cash Alliance, signaling its commitment to growing the economy and improving security and transparency through the shift to electronic payment systems.

Sixteen small

Blog Post

UN Helping to Coordinate Payments to Thousands of Frontline Ebola Responders

By Communications Team, December 1, 2014

The Better Than Cash Alliance (BTCA) is supporting the United Nations Development Programme’s (UNDP) work with the authorities in Guinea, Liberia, and Sierra Leone to coordinate payments for thousands of treatment centre staff, lab technicians, contacts tracers and burial teams.

Media Release

Ghana joins Better Than Cash Alliance for greater financial transparency

December 1, 2014

Ghana joins Better Than Cash Alliance for greater financial transparency

Media Release

Le Ghana rejoint l’Alliance Better Than Cash pour une plus grande transparence financière

December 1, 2014

Le Ghana rejoint l’Alliance Better Than Cash pour une plus grande transparence financière

Sixteen small

Blog Post

Measuring Digital Payments’ Significance: GSMA Reboots Kenyan M-PESA Data

By Communications Team, November 30, 2014

For stakeholders engaged in the shift from cash to electronic payments, there is an ever-present appetite for data on progress. Yet this creates an inherent risk as well. If the number is inaccurate or misrepresents the progress, it’s difficult to correct the record.

Media Release

Rwanda to accelerate digital payments by joining the Better Than Cash Alliance

October 30, 2014

Rwanda to accelerate digital payments by joining the Better Than Cash Alliance

Media Release

Le Rwanda accélère l’adoption des paiements numériques en rejoignant l’Alliance Better Than Cash

October 29, 2014

Le Rwanda accélère l’adoption des paiements numériques en rejoignant l’Alliance Better Than Cash

Sixteen small

Blog Post

Seeing the Benefits of Electronic Aid Delivery Up Close in Rwanda

By Communications Team, August 26, 2014

Earlier this year, we shared the story of the World Food Programme (WFP) introducing cash transfers on mobile phones at the Gihembe refugee camp in northern Rwanda.

Sixteen small

Blog Post

In Learning Exchange with Kenya, Nigerian and Malawian Banks Focus on Reaching Women With Cashless Solutions

By Allegra Palmer, August 25, 2014

Guest post by Allegra Palmer, Women’s World Banking

Sixteen small

Blog Post

At a Moment’s Notice: Mercy Corps Tests and Deploys an E-Voucher System for Crises in the DRC

By Sara Murray, May 29, 2014

The following is a guest post by Sara Murray, Electronic Payments Program Manager at Mercy Corps, a Better Than Cash Alliance member.

Sixteen small

Blog Post

First There Was Cash-for-Assets – Could WFP’s New E-Payments Model be Scaled Up Too?

By Communications Team, March 18, 2014

Kenya has been hailed as one of the developing world’s leaders in electronic payments. So it should come as no surprise that a sparsely populated, dusty village 500 kilometres from Nairobi is home to a pilot project testing whether an electronic delivery model for aid can be viable on a larger, commercial scale. Drought prone Merti is a small town in the arid and semi-arid lands (ASALs), of northern Kenya where The World Food Programme, MasterCard and local partner Equity Bank have been running a pilot point-of-sale electronic payments programme. .

Sixteen small

Blog Post

Electronic cash aid gives Rwandan refugees more options

By Communications Team, February 26, 2014

As part of its commitments to enhance food security, the United Nations World Food Programme (WFP) has introduced mobile phone facilitated cash transfers to feed the 14,500 refugees in Gihembe refugee camp in northern Rwanda.

Blog Post

Davos Shines a Light on Financial Inclusion Via Electronic Payments

By Ryan Erenhouse, February 26, 2014

World Economic Forum recognises electronic payments as a driver for financial inclusion

Sixteen small

Blog Post

Ethiopia scales up mobile and other digital finance services

By Communications Team, February 26, 2014

Better Than Cash Alliance discusses digital financial strategy with government

Case Study

Electronic Payments within a Limited Financial Infrastructure: Uganda’s Search for a Viable E-payments Solution to deliver Social Assistance Grants for Empowerment (SAGE)

December 2, 2013

Reaching nearly 100,000 of Uganda’s senior and vulnerable citizens, Social Assistance Grants for Empowerment (SAGE) has demonstrated the need for tenacity and flexibility as it works to create a transparent and efficient social protection system in a country with limited payment infrastructure that is prone to a lack of transparency and leakage.

Media Release

Digital Payments and Financial Inclusion Key to Poverty Alleviation and Economic Growth, say World Leaders

September 26, 2013

Digital Payments and Financial Inclusion Key to Poverty Alleviation and Economic Growth, say World Leaders

Sixteen small

Blog Post

Debit cards provide flexibility to displaced families in Mali

By Communications Team, August 1, 2013

Eighteen-year-old Djélika Haïdara was pregnant when she fled her home in northern Mali to escape the violent aftermath of a military coup. She and her extended family were among more than 227,000 people displaced within Mali. Djélika and her baby now live in Bamako, the nation’s capital, in a rented apartment with 20 other family members.

Sixteen small

Blog Post

Why Women Remain an Untapped Potential in Mobile Money

By Brigit Helms, July 16, 2013

It’s hard to imagine a more explosive, transformative, and empowering trend than the growth of the mobile phone sector in Africa. In 1998 there were fewer than 4 million phones on the continent; today there are around 800 million—a whopping 80 percent penetration. Compare this to the meager 24 percent of African adults with bank accounts. Experts expect there will be around 1.1 billion mobile phone subscribers by 2017.

Media Release

Malawi Joins Better Than Cash Alliance

July 1, 2013

Malawi Announces Commitment to Transition to Electronic Payments

Sixteen small

Blog Post

As MEDA joins Better Than Cash Alliance, Reflections on progress to a “Cash-lite Zambia”

By Nicole Pasricha, June 20, 2013

While in Zambia last week, I was struck by the changes in the mobile money sector that have happened since my last trip in 2011, which admittedly is about 20 years ago in technology years. When MEDA first started our partnership that year with Zoona, a mobile transactions company, they were the new kid on the block in a market pretty unfamiliar with cashless payments. They were doing a fair number of transactions, but many of those were directed e-vouchers for subsidy recipients, and there was not a lot of competition for customers doing cashless transactions. Uptake was slow going, and it wasn’t yet clear: Would cashless payments ever take off in Zambia?

Sixteen small

Blog Post

Kenya’s Shift to Electronic Payments, an Example of Courageous Government

By Communications Team, May 17, 2013

Kenya is moving towards emerging market status and the government’s focused strategy of creating an electronic payments economy is contributing to its growth. During a reception hosted by the Better Than Cash Alliance at the World Bank / IMF Spring Meetings, Better Than Cash Alliance Managing Director Dr. Ruth Goodwin-Groen asked Kenya’s Dr. Geoffrey Mwau, Economic Secretary, Ministry of Finance how they did it and what advice he would give to other governments.

Media Release

The Better Than Cash Alliance Is Out to Create a “Cash Lite” World

September 25, 2012

The Better Than Cash Alliance Is Out to Create a “Cash Lite” World

Media Release

Leading Corporations, Foundations and Development Organizations Form ‘Better Than Cash Alliance’

September 20, 2012

Leading Corporations, Foundations and Development Organizations Form ‘Better Than Cash Alliance’

Resource

Kenya Case Studies in e-Payments

November 12, 2011

A report by USAID

Sixteen small

Resource

Zap It to Me: The Short-Term Impacts of a Mobile Cash Transfer Program

September 20, 2011

Report by Center for Global Development