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Blog Post

Expandiendo los pagos digitales en los programas sociales del Perú

By Gisela Davico & María Moreno, January 15, 2020

En un mundo donde la tecnología está revolucionando nuestras vidas a un ritmo sin precedentes, la digitalización de pagos es clave para impulsar la adopción de políticas públicas que promuevan un crecimiento económico sostenible y una mayor inclusión financiera.

Case Study

Country Diagnostic: The Philippines (2019 edition)

December 2, 2019

The Bangko Sentral ng Pilipinas (BSP) and the Philippine Government recognize digital payments as a policy priority to enable Filipinos to seize the opportunities of the digital revolution.

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Media Release

In Bangladesh, key public and private sector actors commit to scaling digital wages across garment sector

November 20, 2019

Dhaka, November 20, 2019 - Media release by Government of Bangladesh: Building on what has been achieved so far, the government and the private sector have committed to working together to solve the challenges in ensuring all garment factories pay their workers digitally. The decision came from the Bangladesh Digital Wages Summit, which convened on 20 November in Dhaka.

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Blog Post

Call to action: Digitizing workers’ payments in the garment sector in Bangladesh

By Communications Team, November 18, 2019

Leading brands call on other companies and suppliers in Bangladesh to grasp the opportunity to drive inclusion, efficiency, and transparency through wage digitization

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Event

Bangladesh Digital Wages Summit

By Communications Team, November 12, 2019

Scaling Digital Wages: An Opportunity for Garment Employees and Manufacturers

Report

The Role of Digital Financial Inclusion in Preparing for Older Age and Retirement

July 8, 2019

As populations age and birth rates decline in many parts of the world, digital solutions have an important role to play in ensuring financial well-being for older adults. Globally, the number of people aged 60 years or over has more than doubled since 1980, and the share of older adults is projected to double again by 2050.

Report

Public Financial Management and the Digitalization of Payments

June 5, 2019

Joint report by the Better Than Cash Alliance, the Center for Global Development, and the Overseas Development Institute, building on work with the International Monetary Fund in 2017.

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Media Release

L’Agence de la Couverture Maladie Universelle du Sénégal lance une nouvelle plateforme numérique « sunucmu.com »

May 3, 2019

Communiqué de presse de l’Agence de la Couverture Maladie Universelle du Sénégal (ACMU)

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Media Release

Senegal: Digitizing payments could add FCFA 104 billion to GDP every year

November 28, 2018

Media release by the Government of Senegal, the Better Than Cash Alliance and MM4P

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Media Release

Sénégal: La numérisation des paiements permettrait d’injecter 104 milliards de FCFA par an au PIB

November 28, 2018

Communiqué de presse du Gouvernement du Sénégal, l’Alliance Better Than Cash et MM4P

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Blog Post

Factories paying workers digitally are five times more likely to provide good social and labor practices

By Marjolaine Chaintreau & Amina Razvi, October 23, 2018

New data gathered from the Higg Index from 3,000 factories in 58 countries

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Blog Post

Driving to Scale: Bim’s Journey to Digital Financial Inclusion in Peru

By Communications Team, June 21, 2018

Interview with Felipe Vásquez de Velasco, General Manager of Peruvian Digital Payments (PDP)

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Blog Post

Why cash is a problem for businesses around the globe

By Marjolaine Chaintreau, June 11, 2018

This blog was originally published on The Practitioner Hub for Inclusive Business

Report

The Future of Supply Chains: Why Companies are Digitizing Payments

June 11, 2018

New report underscores benefits of shifting from cash to digital payments in corporate supply chains

Case Study

Increasing factory worker well-being through digital payroll

June 11, 2018

Leading apparel companies have collaborated with each other on the BSR Herfinance program to improve worker well-being through payroll digitization.

Case Study

Strengthening Mexico’s small merchants through digital payments

June 11, 2018

Grupo Bimbo identified digitization as a key element to help merchants remain competitive against modern retail stories in Mexico.

Case Study

Improving profitability through digital payments

June 11, 2018

McLeod Russel Uganda (MRUL) cut costs and increased financial inclusion for workers after transitioning to a secure mobile payment system in Uganda.

Case Study

Increasing supply chain transparency through digital payments

June 11, 2018

Gap Inc. has helped improve factory performance and promoted worker well-being by digitizing salaries for factory workers in India.

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Blog Post

Senegal’s commitment to digitizing payments at local level is setting an example for the region

By Jean Pascal Mvondo, February 15, 2018

By Jean Pascal Mvondo, West Africa’s Digital Government Lead, Better Than Cash Alliance

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Media Release

UN report: Social network payments now reach nearly US $3 trillion in China

April 19, 2017

Payments on messaging and e-commerce platforms set to increase China’s GDP by $236 billion by 2025, unlocking new economic opportunities for people and small businesses

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Media Release

To improve the lives of nearly 2 million workers, H&M group will encourage suppliers to pay workers digitally

March 8, 2017

H&M group becomes the first global fashion brand to join the United Nations’ Better Than Cash Alliance

Case Study

Digitizing Wage Payments in Bangladesh’s Garment Production Sector

March 8, 2017

Digitizing Wage Payments in Bangladesh’s Garment Production Sector

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Blog Post

Why Women Workers and Managers Prefer Electronic Wage Payments in Bangladesh

By Leora Klapper, March 8, 2017

Payday can be an ordeal for women garment workers in Bangladesh. Often, they must wait in long lines, carry wads of cash through crowded streets, or encounter a mother-in-law demanding money.

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Video

When Aid Goes Digital

February 7, 2017

Case Study

Country Diagnostic: Bangladesh

November 26, 2016

The Way Forward for Digitizing Payments

Case Study

Country Diagnostic: Bangladesh

November 26, 2016

The Way Forward for Digitizing Payments

Case Study

Country Diagnostic: Peru

October 13, 2016

Building from a Strong Foundation: A Path Forward for Digitizing Sub-national Government Payments in Peru

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Blogs & Stories

Afghanistan: Moving police salary payments to mobile accounts

By Communications Team, June 2, 2016

Guest Post By the Treasury General Directorate, Ministry of Finance, Government of Afghanistan

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Media Release

New United Nations study finds digital payments to Ebola response workers saved lives and $10 million

May 17, 2016

By using digital payments to pay Ebola response workers, Sierra Leone massively cut payment times, avoiding large-scale strikes and ensuring a stable workforce to defeat Ebola. Sierra Leone’s experience shows the critical importance of preparing early for digital payments before crises hit.

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Media Release

Une nouvelle étude des Nations unies révèle que les paiements numériques versés aux équipes d'intervention contre Ebola ont permis de sauver des vies et d'économiser 10 millions de dollars

May 17, 2016

En utilisant les paiements numériques pour rémunérer les personnes employées dans la lutte contre Ebola, la Sierra Leone a énormément réduit les délais de paiement, évitant ainsi des grèves à grande échelle et garantissant une main d’œuvre stable pour éliminer Ebola. L'expérience de la Sierra Leone montre qu'il est crucial de se préparer tôt aux paiements numériques avant l'émergence d'une crise.

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Media Release

Uruguay makes great strides toward the universalization of access to financial services

April 29, 2016

The government joins the United Nations-based alliance of governments, companies and international organizations that works to accelerate the move toward digitization of payments

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Media Release

Uruguay avanza firmemente hacia la universalización del acceso a servicios financieros

April 29, 2016

El Gobierno se suma a la alianza que, con base en las Naciones Unidas, reúne a gobiernos, empresas y organizaciones internacionales dedicadas a acelerar la digitalización de pagos

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Video

Modelo Perú Webinar

April 19, 2016

Case Study

Country Diagnostic: The Philippines

July 15, 2015

Development Results Focused Research Program

Report

The Opportunities of Digitizing Payments

May 18, 2015

The Opportunities of Digitizing Payments

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Blog Post

Digitization of payments in Mexico saves billions

By Communications Team, February 24, 2015

The Mexican government is saving an estimated US$ 1.27 billion per year, or 3.3 percent of its total expenditure, on wages, pensions and social transfers. How? By digitizing and centralizing its payments.

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Blog Post

Electronic transfers in humanitarian response: Good news, bad news and how-to

By Jamie M. Zimmerman, January 29, 2015

Digitizing the delivery of humanitarian aid has so much appeal. By taking cash out of the equation, electronic transfers (often called e-transfers or e-payments) promise a faster, more secure and more transparent (so less corruptible) means of getting help to those who need it, even in the most hard to reach places.

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Blog Post

The IRC joins the Better Than Cash Alliance

By Rosa Akbari, January 28, 2015

The International Rescue Committee (IRC) is pleased to join the Better Than Cash Alliance, in support of our commitment to provide essential services within the first 72 hours of crisis.

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Blog Post

Thousands of Ebola workers paid in Liberia

By Communications Team, January 20, 2015

Monrovia, LIBERIA - UNDP has helped the Liberian government pay thousands of Ebola workers. Over $1 million dollars in cash payments were distributed across the country in January alone.

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Blog Post

Mobile money for 16,000 Ebola workers

By Communications Team, December 24, 2014

December 24 , 2014. Sierre Leone: Marion Sesay gossiped with her two work colleagues while they waited in the shade of a local money handler for their names to be called.

Blog Post

Shifting from cash in the midst of crisis: Electronic transfers in the Democratic Republic of Congo

By Communications Team, December 22, 2014

There is growing consensus in the humanitarian community that cash (digital or physical) – as opposed to delivery of food and materials – is often the best way to help communities bounce back from crisis.

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Blog Post

The Coca-Cola Company joins Better Than Cash Alliance to give more people access to electronic payments

By Communications Team, December 22, 2014

Better Than Cash Alliance welcomes The Coca-Cola Company as its member

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Blog Post

UN Helping to Coordinate Payments to Thousands of Frontline Ebola Responders

By Communications Team, December 1, 2014

The Better Than Cash Alliance (BTCA) is supporting the United Nations Development Programme’s (UNDP) work with the authorities in Guinea, Liberia, and Sierra Leone to coordinate payments for thousands of treatment centre staff, lab technicians, contacts tracers and burial teams.

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Blog Post

Twitter Chat: Digital Payments in Developing Countries

By Communications Team, November 24, 2014

Join the Better Than Cash Alliance and our partners for an online discussion about safety and transparency in digital payments.

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Blog Post

Towards a Stronger Digital Financial Ecosystem in Peru

By Communications Team, September 29, 2014

The Better Than Cash Alliance supports a unique initiative of the Peruvian Banker’s Association (ASBANC) that brings together banks and major telecom operators

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Blog Post

Seeing the Benefits of Electronic Aid Delivery Up Close in Rwanda

By Communications Team, August 26, 2014

Earlier this year, we shared the story of the World Food Programme (WFP) introducing cash transfers on mobile phones at the Gihembe refugee camp in northern Rwanda.

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Blog Post

At a Moment’s Notice: Mercy Corps Tests and Deploys an E-Voucher System for Crises in the DRC

By Sara Murray, May 29, 2014

The following is a guest post by Sara Murray, Electronic Payments Program Manager at Mercy Corps, a Better Than Cash Alliance member.

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Blog Post

First There Was Cash-for-Assets – Could WFP’s New E-Payments Model be Scaled Up Too?

By Communications Team, March 18, 2014

Kenya has been hailed as one of the developing world’s leaders in electronic payments. So it should come as no surprise that a sparsely populated, dusty village 500 kilometres from Nairobi is home to a pilot project testing whether an electronic delivery model for aid can be viable on a larger, commercial scale. Drought prone Merti is a small town in the arid and semi-arid lands (ASALs), of northern Kenya where The World Food Programme, MasterCard and local partner Equity Bank have been running a pilot point-of-sale electronic payments programme. .

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Blog Post

Electronic cash aid gives Rwandan refugees more options

By Communications Team, February 26, 2014

As part of its commitments to enhance food security, the United Nations World Food Programme (WFP) has introduced mobile phone facilitated cash transfers to feed the 14,500 refugees in Gihembe refugee camp in northern Rwanda.

Case Study

Electronic Payments within a Limited Financial Infrastructure: Uganda’s Search for a Viable E-payments Solution to deliver Social Assistance Grants for Empowerment (SAGE)

December 2, 2013

Reaching nearly 100,000 of Uganda’s senior and vulnerable citizens, Social Assistance Grants for Empowerment (SAGE) has demonstrated the need for tenacity and flexibility as it works to create a transparent and efficient social protection system in a country with limited payment infrastructure that is prone to a lack of transparency and leakage.

Blog Post

Leveraging Public-Private Partnership in the Philipines for Digital Financial Inclusion

By Communications Team, November 25, 2013

His Excellency Jose L. Cuisia Jr., Ambassador of the Republic of the Philippines to the United States of America, and Mr. Paolo Eugenio Baltao, President, G-Xchange (a subsidiary of Globe Telecom, one of the leading telecommunications services providers in the Philippines), discussed the merits of public-private partnerships to enhance access to financial services during an event on Partnerships for Digital Financial Inclusion – A Driver for Inclusive Growth co-hosted by the Better Than Cash Alliance, UNCDF and UNDP on September 24, 2013, during the 68th United Nations General Assembly Week. The following post is a summary of their discussion.

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Blog Post

Transforming Financial Systems for the Poor: Report Shows Digital Advances Can Unlock Cost Savings of 90 Percent

By Communications Team, September 18, 2013

In looking at ways to bring financial services to the more than two billion people outside formal financial systems, often the focus has been on piecemeal efforts to improve specific elements such as product design, pricing, delivery, banking regulation, or consumer protection.

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Blog Post

Debit cards provide flexibility to displaced families in Mali

By Communications Team, August 1, 2013

Eighteen-year-old Djélika Haïdara was pregnant when she fled her home in northern Mali to escape the violent aftermath of a military coup. She and her extended family were among more than 227,000 people displaced within Mali. Djélika and her baby now live in Bamako, the nation’s capital, in a rented apartment with 20 other family members.

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Blog Post

As MEDA joins Better Than Cash Alliance, Reflections on progress to a “Cash-lite Zambia”

By Nicole Pasricha, June 20, 2013

While in Zambia last week, I was struck by the changes in the mobile money sector that have happened since my last trip in 2011, which admittedly is about 20 years ago in technology years. When MEDA first started our partnership that year with Zoona, a mobile transactions company, they were the new kid on the block in a market pretty unfamiliar with cashless payments. They were doing a fair number of transactions, but many of those were directed e-vouchers for subsidy recipients, and there was not a lot of competition for customers doing cashless transactions. Uptake was slow going, and it wasn’t yet clear: Would cashless payments ever take off in Zambia?

Blog Post

The Global Movement of Electronic Payments at WEF

By Communications Team, January 23, 2013

At the World Economic Forum Annual Meeting in Davos, Switzerland, this morning, the Better Than Cash Alliance hosted a roundtable discussion with Juan Jiménez Mayor, Prime Minister, Republic of Peru; Dr. Mauricio Cárdenas, Minister of Finance, Republic of Colombia; and Florencio B. Abad, Secretary of Budget and Management, Republic of the Philippines.

Blog Post

Better Than Cash Alliance Perspectives: The Development Community

By Doug Sabo, October 4, 2012

Around the world, 2.5 billion people lack access to formal financial services.

Blogs & Stories

What’s Better than Cash?

By Communications Team, September 21, 2012

“We are excited to be joining our partners in announcing the Better than Cash Alliance today. Committed to moving the global community onto electronic payments in place of physical cash, the Alliance will help the world’s poorest families join the modern economy and realize the benefits of a more transparent, inclusive, cash-light world. I’m optimistic that this Alliance will help usher in a new era of opportunity for some of the most vulnerable people on earth.”

Blogs & Stories

Is Cash the Enemy of the Poor?

By Rodger Voorhies, September 19, 2012

In wealthy countries, most people conduct their financial activity in digital form; money and value is stored virtually and transferred instantaneously with a touch of a button, and the system provides an easy access to a wide-range of financial services. In contrast, most poor households operate almost entirely in the informal economy, using cash, physical assets (e.g. jewelry and livestock), or informal institutions to meet their financial needs.

Media Release

Empowering People One Transaction at a Time

September 19, 2012

Empowering People One Transaction at a Time: Leading Corporations, Foundations and Development Organizations Form “Better Than Cash Alliance” to Accelerate Global Shift to Electronic Payments