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Report

The Role of Digital Payments in Sustainable Agriculture and Food Security

October 21, 2017

Finance Ministers of the economies of Asia-Pacific Economic Cooperation (APEC) endorsed the new Better Than Cash Alliance report on the role of digital payments in sustainable agriculture on 21st October, in Viet Nam.

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Media Release

New UN report reveals momentum for digital payments in Ghana could save over GHS 1 billion within next four years

September 27, 2017

With 37 percent of the value of all payments now made digitally, Ghana is on course to be a leader in the region, with great potential to expand economic opportunities for businesses

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Media Release

Unilever raises the bar on private sector leadership to achieve the SDGs through digital payments

September 20, 2017

In a significant step towards integrating social benefits into business strategy, the UN-based Better Than Cash Alliance announced its newest member: Unilever.

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Blog Post

In Kenya, better yields and inclusive agriculture start from your mobile wallet

By Communications Team, June 8, 2017

One of the most important tools on Everline Wakhungu’s farm is her mobile phone.

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Media Release

UN study: Digitization of Kenyan farmer payments helps tackle poverty

May 31, 2017

One Acre Fund cut payment losses and collection costs by over 80 percent, boosting farmers’ satisfaction and economic opportunity

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Resource

CURRENCY OF TRUST: Consumer Behaviors and Attitudes Toward Digital Financial Services in India

May 16, 2017

This report provides a synthesis of the “Currency of Trust” study findings.

Case Study

Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries

April 19, 2017

Social Networks, e-Commerce Platforms, and the Growth of Digital Payment Ecosystems in China: What it Means for Other Countries

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Resource

The March Towards Digital Money: Bringing The Underbanked In From The Cold

April 7, 2017

The March Towards Digital Money: Bringing The Underbanked In From The Cold

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Media Release

To improve the lives of nearly 2 million workers, H&M group will encourage suppliers to pay workers digitally

March 8, 2017

H&M group becomes the first global fashion brand to join the United Nations’ Better Than Cash Alliance

Case Study

Digitizing Wage Payments in Bangladesh’s Garment Production Sector

March 8, 2017

Digitizing Wage Payments in Bangladesh’s Garment Production Sector

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Resource

Global Landscape Study on Digitizing P2G Payments

February 15, 2017

This is the first comprehensive study to systematically examine the opportunities and challenges associated with digitising P2G payments. In undertaking this study, we sought to answer two central questions: “Can digitising P2G payments help drive the financial inclusion of poor consumers?” and “What does it take to set up efficient, sustainable, and inclusive payment systems for government fees and services?

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Video

When Aid Goes Digital

February 7, 2017

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Webinar

Watch: Making Digital Payments Safe for All

By Communications Team, February 7, 2017

At today’s webinar, experts from Paytm in India, Tigo in Tanzania and the Banking Superintendency from Peru revealed key insights on how to responsibly navigate the transition from cash to digital payments in emerging economies.

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Resource

Digital Finance and Innovations in Financing Education

October 11, 2016

This Brief looks at the innovations linked to digital finance and education.

Report

Accelerators to an Inclusive Digital Payments Ecosystem

September 21, 2016

Many governments have already realized major benefits by digitizing payments. Yet these successes also raise important questions. Why are so many developing and emerging countries only in the early stages of their journey to cashless? Why haven’t successes been rolled out more widely?

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Media Release

New United Nations Study Maps Top 10 Ways Governments and Companies Can Create Digital Economies

September 21, 2016

For the first time, new evidence from 25 countries shows how governments and companies can move away from cash, as McKinsey Global Institute reveals a potential $3.7 trillion GDP boost

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Media Release

New United Nations Study: Digital payments could boost tax revenue by nearly US$500 million each year and drive economic modernization in Tanzania

September 20, 2016

Findings illustrate how the private and public sector could work together to modernize economies, improve transparency and support financial inclusion and growth

Case Study

Person-to-Government Payments: Lessons from Tanzania’s Digitization Efforts

September 20, 2016

This case study explores the factors both supporting and impeding the widespread adoption of Person-to-Government (P2G) and Business-to-Government (B2G) payments in Tanzania, focusing on the period from 2012 to 2016.

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Blog Post

Responsible Digital Payments: Reducing the risks that come with new opportunities

By Beth Porter & Ros Grady, July 20, 2016

It’s all at our fingertips. The possibility to make a payment. The delight of receiving one. From Peru to Rwanda to India, people, governments and businesses are increasingly making their payment transactions digitally, whether by mobile phone, by card or online.

Case Study

Responsible Digital Payments Guidelines

July 15, 2016

The Better Than Cash Alliance 'Responsible Digital Payments Guidelines' identify eight good practices for engaging with clients who are sending or receiving digital payments and who have previously been financially excluded or underserved.

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Resource

Alliance featured in Anatalya outcome document

July 5, 2016

Better Than Cash Alliance featured in Anatalya Comprehensive High-level Midterm Review

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Blog Post

Digital payments are key implementation tool for Global Goals, say EU leaders

By Tidhar Wald, June 30, 2016

During this year’s European Development Days (EDDs), which took place in Brussels from 15-16 June, digital technologies and the digitization of payments emerged as key enablers for the implementation of the Sustainable Development Goals.

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Blog Post

India’s digital payments revolution

By Camilo Tellez-Merchan , June 30, 2016

Joint post by Camilo Tellez-Merchan of Better than Cash Alliance and Vivek Belgavi of PwC India

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Media Release

El camino de México hacia la inclusión financiera empieza con el compromiso de reducir el uso del efectivo

June 23, 2016

Una de las economías más grandes de América Latina mantiene el ritmo de crecimiento al unirse a la Alianza Better Than Cash de las Naciones Unidas para fomentar una economía de inclusión financiera

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Media Release

Mexico’s route to financial inclusion begins with commitment to reduce the use of cash

June 23, 2016

One of the largest economies in Latin America keeps growth momentum going by joining the United Nations’ Better Than Cash Alliance to foster a financially inclusive economy

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Story

Afghanistan: Moving police salary payments to mobile accounts

By Communications Team, June 2, 2016

Guest Post By the Treasury General Directorate, Ministry of Finance, Government of Afghanistan

Case Study

Saving Money, Saving Lives: A Case Study on the Benefits of Digitizing Payments to Ebola Response Workers in Sierra Leone

May 18, 2016

At the height of the Ebola crisis, Sierra Leone turned to mobile wallets to make fast, accurate, and secure payments to Response Workers. Before digitization, cash payments were slow, inaccurate, and open to graft and theft.

Case Study

Building a Gateway to Digital Payments in Afghanistan: The World Food Programme’s E-Voucher Initiative

May 17, 2016

In Afghanistan, the World Food Programme (WFP) turned to digital payments to deliver food aid and has experienced many benefits by transitioning to e-vouchers and mobile money.

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Media Release

Une nouvelle étude des Nations unies révèle que les paiements numériques versés aux équipes d'intervention contre Ebola ont permis de sauver des vies et d'économiser 10 millions de dollars

May 17, 2016

En utilisant les paiements numériques pour rémunérer les personnes employées dans la lutte contre Ebola, la Sierra Leone a énormément réduit les délais de paiement, évitant ainsi des grèves à grande échelle et garantissant une main d’œuvre stable pour éliminer Ebola. L'expérience de la Sierra Leone montre qu'il est crucial de se préparer tôt aux paiements numériques avant l'émergence d'une crise.

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Resource

Making Electronic Payments Work for Humanitarian Response

May 1, 2016

This report builds the case for electronic payment preparedness to support humanitarian interventions by providing a baseline analysis of existing donor support for electronic payment preparedness and actual electronic payment preparedness needs in select high-risk disaster prone countries.

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Media Release

Uruguay makes great strides toward the universalization of access to financial services

April 29, 2016

The government joins the United Nations-based alliance of governments, companies and international organizations that works to accelerate the move toward digitization of payments

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Media Release

Uruguay avanza firmemente hacia la universalización del acceso a servicios financieros

April 29, 2016

El Gobierno se suma a la alianza que, con base en las Naciones Unidas, reúne a gobiernos, empresas y organizaciones internacionales dedicadas a acelerar la digitalización de pagos

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Blog Post

Mobile money promotes messages of peace in Cote d’Ivoire

By Nicole Kresse, March 2, 2016

Many Ivoirians were concerned that the 2015 presidential elections would lead to renewed conflict, particularly after the violence surrounding the elections of 2010.

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Resource

Beyond Cash: Incentivizing Merchant Acceptance in India

January 25, 2016

India has made remarkable progress towards financial inclusion, but the use of digital payments remains limited

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Media Release

El Banco Interamericano de Desarrollo será el primer banco regional de desarrollo en unirse a una alianza que promueve pagos digitales

January 25, 2016

La organización se une a una alianza organizada por la Naciones Unidas para unir gobiernos, empresas y organizaciones internacionales en el esfuerzo para avanzar pagos digitales

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Media Release

Inter-American Development Bank becomes first regional development bank to join partnership to advance digital payments

January 25, 2016

The organization joins a UN-hosted alliance of governments, companies and international organizations to accelerate the move towards digitization of payments

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Blog Post

Ugandan farmers – majority women - devise new mobile solution

By Nicole Kresse, December 8, 2015

Farmers are adapting mobile technology to meet market needs and drive progress on their own terms rather than waiting for telecommunications companies to deliver solutions

Resource

Chilling effect of anti-money-laundering policies for poor countries

November 9, 2015

Unintended Consequences of Anti–Money Laundering Policies for Poor Countries

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Blog Post

Moldova pledges to digitize payments for all public services, joins Better Than Cash Alliance

By Communications Team, October 7, 2015

The Republic of Moldova has joined the UN-housed Better Than Cash Alliance to make digital payments for all public services a reality by 2020.

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Blog Post

UN Secretariat set to boost digital payments within UN system

By Communications Team, September 26, 2015

On behalf of the United Nations’ Secretary General Mr. Ban Ki-moon, Ms. Bettina Tucci Bartsiotas, UN Assistant Secretary-General and Controller, announced that the UN Secretariat had just joined the Better Than Cash Alliance, committing to transitioning payments from cash to digital within the UN system.

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Video

The Better Than Cash Alliance

September 24, 2015

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Media Release

Leading global experts priotize key measures to optimize digital finance for world's poorest people

September 9, 2015

ANTALYA, Turkey - How are phones and cards changing the ways the global poor access and manage their money, and what should governments and financial institutions do to ensure innovative products and services meet the need of low-income customers? These and related topics were the subject of intense discussion and debate by leading global experts at a G20-backed event this week in Antalya, Turkey, one of the countries being transformed by digital innovation.

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Blog Post

Three ways financial providers can improve digital financial services for women

By Lisa Kienzle & Emilia Klimiuk, September 8, 2015

by Emilia Klimiuk and Lisa Kienzle of Grameen Foundation

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Media Release

India Announces New Partnership to Accelerate Financial Inclusion for Everyone

September 1, 2015

Government of India joins the United Nations’ Better Than Cash Alliance to share success stories from the world’s largest financial inclusion programme

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Blog Post

Cashing out: Ruth Goodwin Groen in The Economist Intelligence Unit

By Communications Team, July 14, 2015

Crossposted from the original post that appeared in The Economist Intelligence Unit

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Blog Post

The Better Than Cash Journey: Concern and CARE

By Communications Team, July 9, 2015

This is the fourth in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.

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Blog Post

The Better Than Cash Journey: Colombia & Malawi

By Communications Team, July 9, 2015

This is the second in a series of articles written by Maura Hart on the achievements of several Better Than Cash Alliance members. These highlights capture the innovative work by governments, businesses and development organizations to fulfill their commitment to transition from cash to digital payments.

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Blog Post

Closing the gender gap in mobile phone access and use

By Shireen Santosham, June 3, 2015

Guest post by Shireen Santosham, GSMA Connected Women

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Media Release

Making Digital Bangladesh Vision 2021 a reality, Government joins the Better Than Cash Alliance

June 2, 2015

Bangladesh commits to further national financial inclusion by accelerating the transition to digital payments

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Media Release

Sierra Leone commits to digital payments to encourage growth

June 2, 2015

In key move to recover from the economic impact of the Ebola crisis, Nation joins the Better Than Cash Alliance

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Blog Post

An infrastructure approach to improving Financial Inclusion

By Ryan Zagone & Danny Aranda, May 1, 2015

The Better Than Cash Alliance is introducing an occasional series on innovations that have the potential to reduce costs in digital payments. The first in this series is an article by Ryan Zagone and Danny Aranda from Ripple Labs, a technology company that develops real-time settlement solutions for financial institutions.

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Media Release

In line with strategy to mature into an emerging economy, Nepal joins the Better Than Cash Alliance

April 15, 2015

Government aims for economic growth and women’s empowerment through digital payments initiative

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Media Release

Papua New Guinea commits to digitizing all government payments

April 2, 2015

PNG’s Ministries of Finance and Treasury endorse Better Than Cash Alliance membership

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Blog Post

Mercy Corps recognized for providing emergency e-transfers to 25,000 Typhoon survivors in the ‪‎Philippines‬ ‬‬‬‬‬

By Communications Team, March 31, 2015

Beneficiaries received electronic transfers via mobile savings accounts

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Blog Post

Two challenges to help two billion reach financial security

By Jake Kendall & Kosta Peric, March 11, 2015

Reposted from the original Gates Foundation blog on Impatient Optimists. Until recently, achieving financial inclusion for the world’s unbanked poor was a pressing goal with perplexing obstacles.

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Resource

Assessing risk in digital payments (Gates)

February 13, 2015

This report aims to provide a common language and framework to guide dialogue on risk associated with digital payments and its bearing on financial inclusion.

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Resource

Federal Reserve strategies for improving the US payment system

January 26, 2015

The Federal Reserve believes that the U.S. payment system is at a critical juncture in its evolution.

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Blog Post

Thousands of Ebola workers paid in Liberia

By Communications Team, January 20, 2015

Monrovia, LIBERIA - UNDP has helped the Liberian government pay thousands of Ebola workers. Over $1 million dollars in cash payments were distributed across the country in January alone.

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Blog Post

Mobile money for 16,000 Ebola workers

By Communications Team, December 24, 2014

December 24 , 2014. Sierre Leone: Marion Sesay gossiped with her two work colleagues while they waited in the shade of a local money handler for their names to be called.

Media Release

Ghana joins Better Than Cash Alliance for greater financial transparency

December 1, 2014

Ghana joins Better Than Cash Alliance for greater financial transparency

Media Release

Le Ghana rejoint l’Alliance Better Than Cash pour une plus grande transparence financière

December 1, 2014

Le Ghana rejoint l’Alliance Better Than Cash pour une plus grande transparence financière

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Blog Post

Twitter Chat: Digital Payments in Developing Countries

By Communications Team, November 24, 2014

Join the Better Than Cash Alliance and our partners for an online discussion about safety and transparency in digital payments.

Media Release

Rwanda to accelerate digital payments by joining the Better Than Cash Alliance

October 30, 2014

Rwanda to accelerate digital payments by joining the Better Than Cash Alliance

Media Release

Le Rwanda accélère l’adoption des paiements numériques en rejoignant l’Alliance Better Than Cash

October 29, 2014

Le Rwanda accélère l’adoption des paiements numériques en rejoignant l’Alliance Better Than Cash

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Resource

Authoritative guidance on “risk-based” banking

October 23, 2014

Rsk-Based Banking

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Blog Post

What Apple Pay Adds to the Electronic Payments Landscape

By Marcos Bader, September 30, 2014

Guest post by Marcos Bader

Media Release

World Bank Report: Digital payments vital to economic growth

August 27, 2014

Gates Foundation and Better Than Cash Alliance urge governments to embrace digital financial services, offers concrete action steps

Blog Post

Paving the Way for Responsible Digital Finance

By Beth Porter, August 27, 2014

By Beth Porter, Policy Advisor, Financial Inclusion, UNCDF, Advisor, Better Than Cash Alliance

Resource

IMF Fiscal Transparency Code aligns with BTCA goals

August 8, 2014

BTCA goals

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Resource

Cash Transfers Poised to Aid National Governments in Times of Crisis

July 31, 2014

Aid National Governments

Media Release

Women’s World Banking Joins the Better Than Cash Alliance

April 30, 2014

One Million Low-Income People to Reap Benefits of Digital Money

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Blog Post

First There Was Cash-for-Assets – Could WFP’s New E-Payments Model be Scaled Up Too?

By Communications Team, March 18, 2014

Kenya has been hailed as one of the developing world’s leaders in electronic payments. So it should come as no surprise that a sparsely populated, dusty village 500 kilometres from Nairobi is home to a pilot project testing whether an electronic delivery model for aid can be viable on a larger, commercial scale. Drought prone Merti is a small town in the arid and semi-arid lands (ASALs), of northern Kenya where The World Food Programme, MasterCard and local partner Equity Bank have been running a pilot point-of-sale electronic payments programme. .

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Resource

Building State Capacity: Evidence from Biometric Smartcards in India

March 3, 2014

Article by Karthik Muralidharan, Paul Niehaus, Sandip Sukhtankar

Media Release

Catholic Relief Services Joins Better Than Cash Alliance

January 30, 2014

CRS Commits to Increase Electronic Payments to Strengthen Local Economies

Case Study

Electronic Payments within a Limited Financial Infrastructure: Uganda’s Search for a Viable E-payments Solution to deliver Social Assistance Grants for Empowerment (SAGE)

December 2, 2013

Reaching nearly 100,000 of Uganda’s senior and vulnerable citizens, Social Assistance Grants for Empowerment (SAGE) has demonstrated the need for tenacity and flexibility as it works to create a transparent and efficient social protection system in a country with limited payment infrastructure that is prone to a lack of transparency and leakage.

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Blog Post

E-donate to help Typhoon Haiyan survivors

By Communications Team, November 29, 2013

Two months ago, Mr Paolo Baltao, President of G-Xchange, a subsidiary of Globe Telecom, one of the leading telecommunications services providers in the Philippines

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Blog Post

WFP's new e-card reduces Syrian refugees suffering

By Communications Team, October 31, 2013

As part of its massive humanitarian response to the Syrian crisis, the United Nations World Food Programme (WFP) is rolling out an innovative electronic voucher programme in Lebanon that will allow hundreds of thousands of Syrian refugees to meet their food needs and help boost the local economy.

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Blog Post

Learning From Peers Speeds the Digitization Process

By Communications Team, September 30, 2013

Budget Under-Secretary Richard Bon Moya knew he was being ambitious. The goal was to shift all the financial transactions of the Filipino Government to a digital format—and to do it in five years. Most countries attempting such a feat had taken seven to 10 years. But there was one that had managed a quick, relatively seamless transition: Kenya.

Media Release

MasterCard Joins Better Than Cash Alliance

September 15, 2013

$1.5 Million Grant Adds Momentum to Global Movement to Empower People and Grow Economies by Shifting from Cash to Electronic Payments

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Blog Post

Debit cards provide flexibility to displaced families in Mali

By Communications Team, August 1, 2013

Eighteen-year-old Djélika Haïdara was pregnant when she fled her home in northern Mali to escape the violent aftermath of a military coup. She and her extended family were among more than 227,000 people displaced within Mali. Djélika and her baby now live in Bamako, the nation’s capital, in a rented apartment with 20 other family members.

Blog Post

Share Your Thoughts: What Are “Responsible” Digital Payments?

By Communications Team, August 1, 2013

The Better Than Cash Alliance and UNCDF participated a meeting of the Responsible Finance Community of Practice (CoP) on June 25th 2013 in Berlin, Germany. Participants agreed that one key issue for the CoP to address in the future is what “responsible” means for new financial service businesses in emerging economies, including digital payments.

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Blog Post

Why Women Remain an Untapped Potential in Mobile Money

By Brigit Helms, July 16, 2013

It’s hard to imagine a more explosive, transformative, and empowering trend than the growth of the mobile phone sector in Africa. In 1998 there were fewer than 4 million phones on the continent; today there are around 800 million—a whopping 80 percent penetration. Compare this to the meager 24 percent of African adults with bank accounts. Experts expect there will be around 1.1 billion mobile phone subscribers by 2017.

Media Release

Malawi Joins Better Than Cash Alliance

July 1, 2013

Malawi Announces Commitment to Transition to Electronic Payments

Media Release

MEDA Joins the Better Than Cash Alliance

June 20, 2013

Pledges to Improve Access to Finance and Markets for the Poor by Supporting Shift to Electronic Payments

Blog Post

ACDI/VOCA: Why Electronic Payments are Game-Changing for Development Practitioners

By Matt Renaud, April 2, 2013

At ACDI/VOCA we see firsthand how technological innovations are revolutionizing approaches to global economic development. This is particularly true for electronic payments. Around 2.5 billion people around the world are “unbanked.” Without access to financial services, they can’t save for the future, build assets or get credit. For those who do have access, the services are often rudimentary and inefficient. Electronic payments open doors and create lasting benefits for this underserved population by providing access to robust, modern financial services.

Media Release

Grameen Foundation Joins the Better Than Cash Alliance

March 26, 2013

Grameen Foundation Joins Better Than Cash Alliance; Pledges to Address Poverty by Shifting to Electronic Payments

Media Release

ACDI/VOCA Joins the Better Than Cash Alliance

March 5, 2013

ACDI/VOCA Joins the Better Than Cash Alliance — Pledges to Address Poverty and Grow the Economy by Shifting to Electronic Payments

Media Release

Government of Afghanistan Joins Better Than Cash Alliance

January 22, 2013

Government of Afghanistan Joins Better Than Cash Alliance — Pledges to Address Poverty and Grow Economy by Shifting to Electronic Payments

Blog Post

Better Than Cash Alliance Perspectives: The Development Community

By Doug Sabo, October 4, 2012

Around the world, 2.5 billion people lack access to formal financial services.

Media Release

Aquino Admin Says ‘Digitisation’ a Priority Goal

September 26, 2012

Aquino Admin Says ‘Digitisation’ a Priority Goal

Blog Post

What’s Better than Cash?

By Communications Team, September 21, 2012

“We are excited to be joining our partners in announcing the Better than Cash Alliance today. Committed to moving the global community onto electronic payments in place of physical cash, the Alliance will help the world’s poorest families join the modern economy and realize the benefits of a more transparent, inclusive, cash-light world. I’m optimistic that this Alliance will help usher in a new era of opportunity for some of the most vulnerable people on earth.”

Media Release

Initiative Launched to Accelerate Global Shift to Electronic Payments for the Poor

September 20, 2012

Initiative Launched to Accelerate Global Shift to Electronic Payments for the Poor

Media Release

Empowering People One Transaction at a Time

September 19, 2012

Empowering People One Transaction at a Time: Leading Corporations, Foundations and Development Organizations Form “Better Than Cash Alliance” to Accelerate Global Shift to Electronic Payments

Resource

Visa Delivers the Benefits of Electronic Payments to the Trucking Industry in Brazil

June 30, 2012

How Visa Improved Processes in Brazilian Trucking Industry

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Resource

Plugging into Mobile Money Platforms: Early Experiences of NGOs in the Field

January 31, 2012

Plugging into Mobile Money Platforms: Early Experiences of NGOs in the Field

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Resource

Bansefi Visa Debit and Prepaid Cards Create “Oportunidades” for Mexico ’s Financially Underserved

December 7, 2011

Creating Opportunities for Mexico’s Underserved

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Resource

Payment Systems Worldwide: a Snapshot

December 16, 2010

Financial Infrastructure Series: Payment Systems Policy And Research

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Resource

Visa Empowers Employees and Businesses with Payroll Cards

June 22, 2010

Currency of Progress: Greetings from Nashville